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Amit Goel, Director, Equirus Raghnall Insurance Broking told Times Now Digitial, “IRDAI’s proposed reforms mark an important shift in how we look at insurance distribution, from simply chasing premium growth to focusing on quality, efficiency and customer value. For insurers and intermediaries, the proposed EoM glide path and effort-based commission structures should push the industry to look harder at acquisition costs, productivity, renewal quality and servicing efficiency.”