RBI Ombudsman Scheme 2026: Key Changes In Complaint Rules, Compensation And Consumer Protection

Importantly, filing a complaint under the scheme continues to remain free of cost. Customers can lodge complaints through the RBI’s Complaint Management System (CMS), email or other approved channels. However, they must first approach the concerned regulated entity. The Ombudsman can be approached only if the entity rejects the complaint, fails to respond within the stipulated period or provides a resolution that the customer finds unsatisfactory.

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