Retirement isn’t just about reaching a certain age—it’s about having the financial confidence to live life on your own terms.In this episode of HDFC Life presents Life Sessions in partnership with ET NOW, insurance experts and Vaibhav Gupta, HDFC Life explore why retirement planning should begin much earlier than most people think. The discussion covers India’s changing demographics, increasing life expectancy, inflation, healthcare costs and the growing importance of disciplined financial planning.The panel also highlights how life insurance can play a key role in creating long-term financial security and how trusted insurance experts help families make informed decisions, build financial discipline and prepare for every stage of life. Whether you’re starting your career or already planning your future, this conversation offers valuable insights into building a retirement that’s secure, independent and worry-free.#LifeSessions #SarUthaKeJiyo #25yearsofHDFCLife #ProtectingIndiawithPride