HSBC Report: 86% Of India's HNIs Use AI for Investing, But Human Judgement Still Drives Decisions

The report also mentions how In India, 86 percent apply AI specifically to finance and investment-the top area they use AI in their lives, and the highest usage across all markets surveyed including the global average of 73 percent. Sandeep Batra, Head, International Wealth and Premier Banking, HSBC India, said, “Indian investors are embracing AI faster than anywhere else in the world, using it to explore options and sense-check decisions. What’s striking is that despite high AI usage, AI’s influence in investment ideas and over decision-making trails behind professional advisers. The data shows AI isn’t replacing professional advice – it’s raising the quality of decision-making. The future of wealth management is a partnership where AI can accelerate analysis, while advisers bring judgement, personal context, and accountability at the moments that matter most.”

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